Swiftz

Shield

Automatic payment recovery.
Funds stay safe, always.

Swiftz Shield detects payment anomalies in real time — wrong chains, underpayments, expired invoices, duplicates — and automatically guides recovery without manual intervention.

99.2%
Recovery rate
<30s
Detection time
6
Scenarios covered
0
Manual steps required

How it works

Three-layer protection.

1

Detect

Shield monitors every payment in real time. Anomalies are flagged within 30 seconds of detection — before your webhook fires.

2

Analyze

The anomaly is classified: wrong chain, underpayment, duplicate, expired, or unsupported token. Each type has a specific recovery path.

3

Recover

Shield automatically initiates recovery: customer redirect, top-up link, refund guide, or merchant notification — depending on the scenario.

Coverage

Every failure mode, handled.

Wrong chain payment

Auto-detected

Customer sends ETH to a BTC address. Shield detects the mismatch, pauses the checkout, and guides the customer through recovery.

Customer redirect + refund guide

Underpayment

Auto-detected

Customer sends $98 for a $100 invoice. Shield flags the shortfall, notifies you, and offers a top-up link to the customer.

Top-up link generated

Expired checkout

Auto-detected

Payment arrives 2 minutes after the 15-minute window. Shield logs the late payment and generates a recovery report for manual review.

Recovery report + manual review

Duplicate transfer

Auto-detected

Customer accidentally sends the same amount twice. Shield detects the duplicate transaction hash and prevents double-fulfillment.

Duplicate blocked, refund initiated

Unsupported token

Auto-detected

Customer sends an ERC-20 token not in your accepted list. Shield identifies the token contract and routes to the appropriate handler.

Token identified, merchant notified

Delayed confirmation

Auto-handled

Network congestion delays confirmation beyond expected time. Shield extends the monitoring window and keeps the checkout alive.

Window extended automatically

Integration

Zero configuration required.

Shield is enabled by default on all Swiftz accounts. No extra setup, no additional API calls. Recovery events are delivered to your existing webhook endpoint with a shield.* event prefix.

Enabled by default on all plans
Recovery events via existing webhook
Dashboard recovery center for manual review
Detailed recovery logs with full audit trail
shield event payload
{
  "event": "shield.anomaly_detected",
  "checkout_id": "chk_7x9k2m",
  "anomaly_type": "underpayment",
  "expected_amount": 100.00,
  "received_amount": 98.50,
  "shortfall": 1.50,
  "recovery_url": "https://swiftz.us/pay/...",
  "status": "recovery_initiated",
  "timestamp": 1712345678
}

Every payment, protected.

Shield is included on all Swiftz plans. Start accepting payments with confidence.

Get started free